What next after Sepa? A comprehensive study of payments innovation in the European Union, the United States, Australia, and Canada.
This Working Paper from the European Savings Bank Group presents a comparative picture of what policy makers and regulators in markets at comparable stages of evolution have to say about payments innovation, what models academics could formulate and what conclusions they draw, what aspirations are expressed and what solutions are introduced and adopted by the supply and demand sides of the market.
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